What this policy covers
Here is the rule we follow: we collect only the details needed to run account access, confirm payments, keep records and respond to support requests. That can include your name, contact details, login history, device signals, wallet references and the status of UPI, Paytm or PhonePe
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transactions. If your state or region has a different rule, the stricter local rule applies to your case, and access is available only where local law permits. We do not ask for extra data just to fill a file. We keep transaction traces, verification logs and
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complaint records for the period needed for service, audit and dispute handling, then delete or anonymise them under our retention controls. If you want a copy, correction or removal of data we are allowed to change, use the contact route linked to your account so we
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can verify the request and reply in the same thread.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.